Honda Spree and Elite 50 Forums

veedubh20 wrote:Highest unemployment rates were recorded in Michigan, at 14.7 percent, followed by Rhode Island, at 12.7 percent, and California, South Carolina, and Nevada, at 12.3 percent.



here is the graph, There are many people are moving to hawaii. Unemployment will go down very little.

Thanks for the comparison but itÔÇÖs not a fair one. There are only 1.8 million people who live in all of Hawaii.

Thats 1 million less than the city of Chicago!

With 10% less visitors from 2008 to 2009 alone, you may not have seen the effects yet.

1/3 of Hawaii's job market is based on tourism from the mainland. It doesn't take a rocket scientist to realize if the intercontinental USA has issues, before to long they will affect Hawaii! I do realize as well that other people from other countries visit Hawaii as well but most visitors are from the USA.

sanjuro wrote:Without jobs, Michigan is just another frozen tundra.

Too true. If you like fishing / hunting / boating, the rest of Michigan is nice outside Detroit. But with D-town in a full meltdown, it's hard to keep the state in perspective.

Shoots I wish I could move to hawaii aloha ftw

we having fishing, boating, jet ski, watercraft, cycling, hiking mountain and more outdoor, cowboy, horseback riding, dirt bike trail, atv, 4x4 offroad and boating island to island.

lots of girls/ woman on beach. kayaking


pizza delivery on moped and tips

veedubh20 wrote:we having fishing, boating, jet ski, watercraft, cycling, hiking mountain and more outdoor, cowboy, horseback riding, dirt bike trail, atv, 4x4 offroad and boating island to island.

lots of girls/ woman on beach. kayaking


pizza delivery on moped and tips

That may be, but you can actually afford a decent house in MI. And none of that annoying island fever or steady stream of tourists.

A first interview went good......

Asked to do a second......

Went even better!

TX may happen after all!

Finally gonna leave the frozen mitten!

YUGO Novs. However, you should take note that they have had a fair amount of snow this year. But who cares... as long as you gotta job.

Lunytune wrote:YUGO Novs. However, you should take note that they have had a fair amount of snow this year. But who cares... as long as you gotta job.

Thanks Luny!

Funny how Michigan, at least in the southeastern portion has received next to no snow this year.

I do have a good job though currently but because of location and pay this new one would be would be even better.

It's sad how many people are leaving this state. Anyone I have ever asked knows at least 1 person that is jobless.

People are hopeful the economy will return here but I'm not very optimistic. At least not for a long time.

I hear you don't pay sales tax in Texas so hourly pay is lower? So if you're getting better pay in Texas that could be a real good thing.

evilone wrote:I hear you don't pay sales tax in Texas so hourly pay is lower? So if you're getting better pay in Texas that could be a real good thing.

I believe the sales tax is higher at 6.25% to 6% in MI.

They have no state income tax in TX.

Is that what you meant evilone?

Yeah, that sounds right. The wife grew up near Austin and said something about taxes. Maybe i should listen better

If you can get out of MI without taking a bath on your house (or are prepared to), then I'd move at first opportunity. It's no fun good living in a state with high unemployment; just means lower pay and less opportunity for everyone involved.

it is no fun, when working hours cut down and less paycheck coming home on High unemployment states! Just think outside the box! Be ready to move where get less unemployment job.

noiseguy wrote:If you can get out of MI without taking a bath on your house (or are prepared to), then I'd move at first opportunity. It's no fun good living in a state with high unemployment; just means lower pay and less opportunity for everyone involved.

I have no equity in my house and I owe more than it's worth.(same as just about everyone else in Michigan as well it seems like!)


I'm either going to short sale ( if I can) or let it go into forclosure. What's funny but really not is that I have never missed a payment and am always on time but the mortgage company will not work with me at all.

I live a pretty good life now but just want a better one for my family.

I realize it will hurt my credit but I'm not going to let a better life for myself pass me by because of a stupid house.

Even if it means renting for a while, I'll do what ever it takes.

Banks are tricky on that. MI is a non-recourse state; some other states (like CA) are non-recourse on the 1st mortgage. Others allow the lender to pursue the borrower (e.g. WA.) Most (all?) states allow recourse on 2nd morgages / HELOCs; in these cases you'll need to declare bancruptcy to eliminate the debt. Most banks will negotiate on reduction in borrowed amount, b/c in bancruptcy they get little to nothing. It takes a lot of haggling to get to this point, though. Consulting with a lawyer 1st is usually a good idea.

There are several course on the web now that talk about this. Here's one:

http://www.mortgagereliefformula.com/recourse/

The site has good info / background. I'm not endorsing the product as I've never used it.